Wisconsin Insurance Plan Policies
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DWELLING PROPERTY
$350,000 BUILDING LIMIT
● A one to four family residence either owner or non-owner occupied. (Occupied means the residence has people eating and sleeping in at least 50% of the living units daily).
● Vacant or unoccupied residences undergoing active rehabilitation.
● Seasonal dwellings or secondary homes.
● The Dwelling must have a market value of $350,000 or less (Dwelling only - not including lot or other structures)
● Renter's personal property.
● Condominium unit-owners including personal property.
● Mobile Homes on a permanent foundation.
HOMEOWNERS
$350,000 BUILDING LIMIT
● A one or two family residence (not three or four or more families).
● The principal residence of the applicant/owner (applicant/owner eats and sleeps in this home daily).
● The Dwelling must have a market value of $350,000 or less (Dwelling only - not including lot or other structures).
● Can be a mobile home at a permanent location that meets the above requirements.
COMMERCIAL PROPERTY
$500,000 COMBINED BUILDING & CONTENTS LIMIT
● Commercial Buildings - Occupied (commercial venture operating in building on a daily basis).
● Commercial Buildings - Vacant or unoccupied undergoing active rehabilitation
● Business Personal Property - For business owners operating a business in a commercial building.
● The combined value of the Building and Business Personal Property to be insured must have an Actual Cash Value of around $500,000 or less.