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Homeowner Program
Dwelling Program
Commercial Program
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Other Procedures
Governing Committee
Applications
Premiums

THE WISCONSIN INSURANCE PLAN

Welcome to the Home Page of the Wisconsin Insurance Plan (the Plan).  This site is designed to assist producers ("insurance agents" or licensed intermediaries) who are applying to the Plan.  Here producers can learn about the Plan, quote premiums in our Homeowner Program and our Dwelling Property Program, and complete or print applications.

The Wisconsin Insurance Plan is Wisconsin's FAIR Plan or residual property insurer.  The Plan was created to provide basic property insurance on certain properties rejected for coverage by other insurers.  The Plan has underwriting standards and is not required to insure all properties that apply for coverage.  However, these standards may be less restrictive than those of the insurer(s) you represent.  It is worthwhile to take the time to submit an application to us.

We suggest you read this website and become familiar with the Plan.  Also, we suggest you read our applications and the notices and letters we send to you and your clients.  The applications, notices, and letters provide important information.

The pages of our website are shown below and on the upper left side of each page.  Click on a page for information.  If you have any comments, questions, or suggestions concerning our site, please contact us at thewip@execpc.com.  Thanks for visiting!

  APPLICATIONS.  We have applications that can be completed on your personal computer.  We change our applications periodically, so please print a new application for each submission.  

  BINDERS.  We do not issue binders and you have NO authority to issue binders.  We must receive an application at least 3 business days before a coverage document (Declarations Page) is needed for a loan closing or property purchase.

 NEW RATING PROGRAM FOR PREMIUMS / QUOTES.   We now have a rating program to quote premiums in our Homeowner program and in our Dwelling Property program for owner occupied, non-owner occupied, and seasonal dwellings.  Go to the Premiums page for instructions and to access this program.

General Information                                                                                                                                            

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Address, Telephone, Fax, E-mail, and Hours.

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Wisconsin Administrative Code INS 4.10.

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Operation of the Plan and the Governing Committee.

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Authority of Producers ("insurance agents" or licensed intermediaries).

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Producer Commissions.

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Disclaimer of Liability for web site.

Homeowner Program

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Eligibility.

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Limits.

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Basic Policy Form, Coverages, and Loss Settlement Provision.

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Deductibles.

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Optional Endorsements.

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Premiums.

Dwelling Property Program

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Eligibility.

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Limits.

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Basic Policy Form, Coverages, and Loss Settlement Provision.

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Deductibles.

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On-Premises Personal Property Theft Coverage Endorsement.

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Premiums.

Commercial Property Program

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Eligible Properties.

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Limits.

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Basic Policy Form, Coverages, and Loss Settlement Provision.

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Deductibles.

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Co-Insurance

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Commercial Crime Program.

Applying to the WIP

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Use the Correct Application

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The Proper Submission.

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Premium Payments.

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Documentation of Rejection.

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Requesting Coverage to Begin / Quotes.

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New Policy Issuance and First Year Installment Plan.

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The Underwriting Process.

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Condition Charges.

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Customers Right of Hearing to Appeal the Plan's Decisions.

Other Procedures

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Renewals and Renewal Billing Procedure.

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Timely Premium Payments.  Cancels for Non-Payment.

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Requesting Policy Changes.

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Cancellation Requests.

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Return Premium Checks.

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Applying for a Different Policy when Another Policy is in Force.

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The 4th Year Non-Renewal.

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Reporting a Claim.

Premiums
bulletDetermine first year annual premiums in our Homeowner Program and in our Dwelling Property Program for owner occupied, non-owner occupied, or seasonal dwellings.

Applications
bulletComplete and print applications for our Homeowner, Dwelling Property, and Commercial Property Programs.

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You have visited www.wisinsplan.com

Most recent update:  8/25/2011

For more information, contact thewip@execpc.com

2003 Wisconsin Insurance Plan