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General Information
Homeowner Program
Dwelling Program
Commercial Program
Applying
Other Procedures
Governing Committee
Applications
Premiums

THE WISCONSIN INSURANCE PLAN

Welcome to the Home Page of the Wisconsin Insurance Plan (the Plan).  This site is designed to assist producers ("insurance agents" or licensed intermediaries) who are applying to the Plan.  Here producers can learn about the Plan, quote premiums in our Homeowner Program and our Dwelling Property Program (for tenant occupied / rehab residences), and print applications.

The Wisconsin Insurance Plan is Wisconsin's FAIR Plan or residual property insurer.  The Plan was created to provide basic property insurance on certain properties rejected for coverage by other insurers.  The Plan is not required to insure all properties that apply for coverage.

 PRODUCERS - Please read all the pages of this website to familiarize yourself with the operation of the Wisconsin Insurance Plan.

 BINDERS.  We do not issue binders.  We must receive an application at least 5 days before a coverage document (Declarations Page) is needed for a loan closing or property purchase.

 UNDERWRITING DECISIONS.  Please DON'T CALL US for an accept/reject or 'should I submit this risk' opinion.  We must receive a proper submission to underwrite.  We CANNOT accept or reject a risk over the phone.  This is a State of Wisconsin rule.  We have no choice.

The pages of our website are shown below and on the upper left side of each page.  Click on a page for information.  If you have any comments, questions, or suggestions concerning our site, please contact us at thewip@execpc.com.  Thanks for visiting!

General Information

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Address, Telephone, Fax, E-mail, and Hours.

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Wisconsin Administrative Code INS 4.10.

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Operation of the Plan and the Governing Committee.

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Authority of Producers ("insurance agents" or licensed intermediaries).

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Producer Commissions.

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Disclaimer of Liability (for web site).

Homeowner Program

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Eligible Properties.

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Limits.

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Basic Policy Form, Coverages, and Loss Settlement Provision.

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Basic Deductible and Credits for Increased Deductibles.

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Optional Endorsements.

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Premiums.

Dwelling Property Program

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Eligible Properties.

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Limits.

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Basic Policy Form, Coverages, and Loss Settlement Provision.

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Basic Deductible and Credits for Increased Deductibles.

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On-Premises Personal Property Theft Coverage Endorsement.

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Premiums.

Commercial Property Program

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Eligible Properties.

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Limits.

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Basic Policy Form, Coverages, and Loss Settlement Provision.

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Basic Deductible.

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Commercial Crime Program.

Applying to the WIP

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Use the Correct Application / Receiving Applications.

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The Proper Submission.

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Documentation of Rejection.

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Requesting Coverage to Begin / Quotes.

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New Policy Issuance and First Year Installment Plan.

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The Underwriting Process.

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Condition Charges.

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Customers Right of Hearing to Appeal the Plan's Decisions.

Other Procedures

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Types of Premium Payments

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Renewals and Renewal Billing Procedure.

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Timely Premium Payments.  Cancels for Non-Payment.

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Requesting Policy Changes.

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Cancellation Requests.

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Reporting a Claim.

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The 4th Year Non-Renewal.

Premiums
bulletDetermine first year annual premiums for our Homeowner Program and for the Dwelling Property Program (for tenant occupied / rehab properties only).

Applications
bulletPrint applications for our Homeowner, Dwelling Property, and Commercial Property Programs.

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You have visited www.wisinsplan.com

Most recent update:  March, 2008

For more information, contact thewip@execpc.com

© 2003 Wisconsin Insurance Plan